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Investigation Division OverviewThe Investigation Division investigates suspected fraud committed by insurance agents, brokers, public adjusters, bail agents, insurance coverage corporations and other people and entities transacting the business of insurance coverage who perpetrate fraud in opposition to consumers. Suppose, for instance, a tree fell via the roof onto your eight-year-old washing machine. With a alternative price coverage, the insurance coverage firm would pay to exchange the old machine with a model new one. If you had an actual money value policy, the corporate would pay only a half of the value of a model new washing machine because a machine that has been used for eight years is worth lower than its unique cost. In 1947, Iowa outlawed title insurance in its entirety, but as a end result of secondary mortgage market gamers like Fannie Mae and Freddie Mac require it, Iowa acquiesced in 1987 by creating Iowa Title Guaranty, the one title insurance coverage entity approved to do business in Iowa.
