PIP Coverage contains reimbursement for mileage to and from your treating doctor. If you suffer a “serious harm,” then you can transfer your claims outdoors of your personal insurance. You can then access the at-fault driver’s insurance coverage protection. Nonetheless, it can be tough to determine what kinds of accidents qualify as a “serious injury” under Florida regulation. Florida is considered one of only a few states that makes use of no-fault insurance coverage legislation. Every resident is required to have insurance that covers a minimum amount of damage.