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Appliances are usually not included in the strata corporation’s property insurance coverage. After notice of loss, most property insurance policies also require that the insured later submit a signed sworn “proof of loss” to catalog the damages. Although this is usually done after reaching agreement with the insurer on the quantity of the insured declare, insurance policies generally require that the insured submit a signed sworn proof of loss within a fairly quick time after the loss, such as inside ninety days. Insurers are usually amenable to extending these deadlines if requested, but ensure that any extensions are memorialized in writing.
